Install
Cyber Risk industries
- Construction and trades 10
- Food and hospitality 8
- Retail and e-commerce 5
- Professional services 8
- Technology and media 4
- Healthcare 8
- Transportation and auto 6
- Real estate 5
- Personal services and fitness 6
- Manufacturing and wholesale 3
- Nonprofits and institutions 3
- Agriculture 1
- Security and staffing 2
Accountant and tax preparer insurance What CPA firms, bookkeepers and tax preparers need: accountants E&O (claims-made), cyber for taxpayer data, crime, EPLI and a BOP for the office. Chiropractor insurance What chiropractic practices need: malpractice with true consent to settle and tail, BOP, cyber and HIPAA, billing-audit defense, workers' comp and EPLI. Counselor and therapist insurance Counselor and therapy practices: professional liability, telehealth, license defense, abuse sublimits, cyber and HIPAA, and state mandates such as Wisconsin. Dental practice insurance What dental practices need: professional liability with consent to settle and board defense, BOP, cyber and HIPAA cover, workers' comp, EPLI and DSO structures. E-commerce business insurance Product liability, marketplace insurance requirements, stock at fulfillment centers, cyber and shipping losses for online sellers. Financial advisor insurance What RIAs, planners and broker-dealer reps need: advisory E&O, FINRA fidelity bonds, ERISA bonds, cyber under Regulation S-P, crime for client funds and a BOP. IT consultant and MSP insurance What IT consultants and managed service providers need: tech E&O, cyber, GL, crime, and the limits and wording client contracts require. Law firm insurance What law firms need: lawyers professional liability (claims-made), the state malpractice and disclosure rules, cyber, crime for client funds, EPLI and a BOP. Medical practice insurance What physician practices need: malpractice (claims-made vs occurrence, tail), state patient fund rules, cyber and HIPAA breach cover, EPLI, property and comp. Pharmacy insurance What pharmacies need: pharmacist liability, compounding terms, BOP with refrigeration cover, cyber and HIPAA, the DMEPOS bond and license defense. Real estate agent insurance What agents and brokerages need: E&O (mandatory in states such as Colorado, Idaho, Iowa and Kentucky), wire-fraud cyber and crime, GL, hired auto and the BOP. Software and SaaS company insurance What software and SaaS companies need: tech E&O with cyber, D&O, EPLI and crime, and the limits that enterprise customers and investors require.