Install
Professional services
- Construction and trades 10
- Food and hospitality 8
- Retail and e-commerce 5
- Professional services 8
- Technology and media 4
- Healthcare 8
- Transportation and auto 6
- Real estate 5
- Personal services and fitness 6
- Manufacturing and wholesale 3
- Nonprofits and institutions 3
- Agriculture 1
- Security and staffing 2
Accountant and tax preparer insurance What CPA firms, bookkeepers and tax preparers need: accountants E&O (claims-made), cyber for taxpayer data, crime, EPLI and a BOP for the office. Architect and engineer insurance What design firms need: practice and project professional liability, contract clauses that void cover, GL, cyber, pollution and a BOP for the office. Consultant insurance Professional liability (E&O) is the core cover for consultants; also GL, cyber, contract requirements and the home-office and subcontractor traps. Financial advisor insurance What RIAs, planners and broker-dealer reps need: advisory E&O, FINRA fidelity bonds, ERISA bonds, cyber under Regulation S-P, crime for client funds and a BOP. Insurance agency E&O and business insurance What agencies and brokers need: agency E&O for failure-to-procure claims, cyber and the NAIC data security law, crime for premium funds, EPLI and a BOP. Law firm insurance What law firms need: lawyers professional liability (claims-made), the state malpractice and disclosure rules, cyber, crime for client funds, EPLI and a BOP. Marketing agency insurance What marketing, advertising and PR agencies need: E&O with media liability, general liability, cyber, crime for client funds, and what client contracts demand. Real estate agent insurance What agents and brokerages need: E&O (mandatory in states such as Colorado, Idaho, Iowa and Kentucky), wire-fraud cyber and crime, GL, hired auto and the BOP.