4Internet, LLC (4Internet or we) is the owner and operator of 4businessinsurance.com. The Services are provided by 4Internet.
By using our website and/or Services (our Services), you are agreeing to these terms. Please read them carefully and make sure to understand them.
Use of the Website
You agree that you will not misuse our Services. For example, you agree not to interfere with our Services or try to access them using a method other than the interface and the instructions that we provide. You may use our Services only as permitted by law, including applicable export and re-export control laws and regulations. YOU AGREE NOT TO USE OUR SERVICES TO HARM ANYONE IN ANY WAY. We may suspend or stop providing access to our Services if you do not comply with our terms or policies or if we are investigating suspected misconduct.
Using our Services does NOT give you ownership of any intellectual property rights in our Services.
Using our Services does NOT give you ownership of the information contained within the Services.
Using our Services does NOT give you ownership of the content you access.
You may NOT use content from our website and Services unless you obtain permission from its owner or are otherwise permitted by law.
These terms do NOT grant you the right to use any branding or logos used on our website and Services. Don’t remove, obscure, or alter any legal notices displayed in or along with our Services.
Our Services display some content that is not 4Internet’s. This content is the sole responsibility of the entity that makes it available. We may review content to determine whether it is illegal or violates our policies, and we may remove or refuse to display content that we reasonably believe violates our policies or the law. But that does not necessarily mean that we review content. Do NOT assume that we review content.
In connection with your use of the Services, we may send you service announcements, administrative messages, and other information. You may opt out of some of those communications.
If you are using our Services on a mobile device, do not use it in a way that distracts you and prevents you from obeying traffic or safety laws.
Our Warranties and Disclaimers
We provide our Services using a commercially reasonable level of skill and care and we hope that you will enjoy using them. But there are certain things that we don’t promise about our Services.
OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS, NEITHER 4INTERNET NOR ITS SUPPLIERS, AFFILIATES OR DISTRIBUTORS MAKE ANY SPECIFIC PROMISES ABOUT THE SERVICES. FOR EXAMPLE, WE DON’T MAKE ANY COMMITMENTS ABOUT THE CONTENT WITHIN THE SERVICES. WE DON’T MAKE ANY COMMITMENTS ABOUT THE SPECIFIC FUNCTIONS OF THE SERVICES WE DON’T MAKE ANY COMMITMENTS ABOUT THE RELIABILITY OF THE SERVICES. WE DON’T MAKE ANY COMMITMENTS ABOUT THE AVAILABILITY OF THE SERVICES. WE DON’T MAKE ANY COMMITMENTS ABOUT THE SERVICES ABILITY TO MEET YOUR NEEDS. WE PROVIDE THE SERVICES “AS IS”.
SOME JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES.
Liability for our Services
WHEN PERMITTED BY LAW, 4INTERNET, AND 4INTERNET'S SUPPLIERS AND DISTRIBUTORS, WILL NOT BE RESPONSIBLE FOR LOST PROFITS, REVENUES, OR DATA, FINANCIAL LOSSES OR INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.
TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF 4INTERNET, AND ITS SUPPLIERS AND DISTRIBUTORS, FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES (OR, IF WE CHOOSE, TO SUPPLYING YOU THE SERVICES AGAIN).
IN ALL CASES, 4INTERNET, AND ITS SUPPLIERS AND DISTRIBUTORS, WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE.
Business uses of our Services
If you are using our Services on behalf of a business, that business accepts these terms. You agree that you and the business will hold harmless and indemnify 4Internet and its affiliates, officers, agents, members, and employees from any claim, suit or action arising from or related to the use of the Services or violation of these terms, including any liability or expense arising from losses, claims, damages, law suits, judgments, litigation costs and attorneys’ fees.
Privacy and Copyright Protection
4Internet’s privacy policies explain how we treat your personal data and protect your privacy when you use our Services. By using our Services, you agree that 4Internet can use such data in accordance with our privacy policies.
We respond to notices of alleged copyright infringement set out in the U.S. Digital Millennium Copyright Act. If you think your copyrights are being violated and want to notify us, you can find information about submitting notices and 4Internet’s policy about responding to notices here: NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT..
Modifying and Terminating our Services
This website is still in "Beta" mode. It is not a finished product. It is under constant development. We are constantly changing and improving our Services. We may add or remove functionalities or features. We may also suspend or stop a Service altogether.
4Internet may stop providing Services to you at any time.
4Internet may add or create new terms and limits to our Services at any time.
About These Terms
We may modify these terms, or any terms that apply, at any time. Changes apply immediately. You should look at the terms regularly. If you do not agree to the modified terms for a Service, you should discontinue your use of that Service.
These terms control the relationship between 4Internet and you. They do not create any third party beneficiary rights.
If you do not comply with these terms, and we don’t take action right away, it doesn’t mean that we are giving up any rights that we may have (such as taking action in the future).
If it turns out that a particular term is not enforceable, this will not affect any other terms.
All claims arising out of or relating to these terms or the Services will be litigated exclusively in the federal or state courts of Clark County, Nevada, USA or Fulton County, GA USA at the sole discretion of 4Internet and you consent to personal jurisdiction in those courts. The laws of the jurisdiction 4Internet chooses will apply to any disputes arising out of or relating to these terms and Services on a per-dispute basis.
--Last modified: October 10, 2018