Install
Specialty Lines industries
- Construction and trades 10
- Food and hospitality 8
- Retail and e-commerce 5
- Professional services 8
- Technology and media 4
- Healthcare 8
- Transportation and auto 6
- Real estate 5
- Personal services and fitness 6
- Manufacturing and wholesale 3
- Nonprofits and institutions 3
- Agriculture 1
- Security and staffing 2
Accountant and tax preparer insurance What CPA firms, bookkeepers and tax preparers need: accountants E&O (claims-made), cyber for taxpayer data, crime, EPLI and a BOP for the office. Architect and engineer insurance What design firms need: practice and project professional liability, contract clauses that void cover, GL, cyber, pollution and a BOP for the office. Cannabis business insurance Why cannabis insurance sits mostly in the surplus lines market, what state regulators require, and the federal rescheduling status as of October 2026. Child care center insurance What child care centers need: GL with abuse and molestation coverage, state licensing insurance rules (Texas, Minnesota), transport auto, and workers comp. Chiropractor insurance What chiropractic practices need: malpractice with true consent to settle and tail, BOP, cyber and HIPAA, billing-audit defense, workers' comp and EPLI. Cleaning business insurance Janitorial, office and residential cleaning insurance: the care, custody and control gap, comp class codes, janitorial bonds, and what building owners require. Condo and HOA insurance What condo and homeowners associations need: master policy, D&O, crime and fidelity, liability, plus lender rules and Florida reserve and inspection laws. Consultant insurance Professional liability (E&O) is the core cover for consultants; also GL, cyber, contract requirements and the home-office and subcontractor traps. Convenience store and gas station insurance Robbery, fuel and tank pollution, alcohol and tobacco sales, spoilage and late hours drive convenience store and gas station insurance. Counselor and therapist insurance Counselor and therapy practices: professional liability, telehealth, license defense, abuse sublimits, cyber and HIPAA, and state mandates such as Wisconsin. Dental practice insurance What dental practices need: professional liability with consent to settle and board defense, BOP, cyber and HIPAA cover, workers' comp, EPLI and DSO structures. Event planner and venue insurance What event planners and venues need: GL with venue additional insured wording, professional liability, cancellation cover, liquor liability and venue contracts. Film production insurance What film and video producers need: a production package (cast, media, equipment, extra expense), GL, E&O, auto and comp, and permit and location rules. Financial advisor insurance What RIAs, planners and broker-dealer reps need: advisory E&O, FINRA fidelity bonds, ERISA bonds, cyber under Regulation S-P, crime for client funds and a BOP. Gym and fitness studio insurance What gyms and fitness studios need: GL and professional liability, how far member waivers go, abuse and molestation limits, equipment, AEDs and workers comp. Insurance agency E&O and business insurance What agencies and brokers need: agency E&O for failure-to-procure claims, cyber and the NAIC data security law, crime for premium funds, EPLI and a BOP. IT consultant and MSP insurance What IT consultants and managed service providers need: tech E&O, cyber, GL, crime, and the limits and wording client contracts require. Jewelry store insurance Why jewelers use a jewelers block instead of a standard property form, and how theft, customers' goods, shipping and security warranties work. Law firm insurance What law firms need: lawyers professional liability (claims-made), the state malpractice and disclosure rules, cyber, crime for client funds, EPLI and a BOP. Marketing agency insurance What marketing, advertising and PR agencies need: E&O with media liability, general liability, cyber, crime for client funds, and what client contracts demand. Medical practice insurance What physician practices need: malpractice (claims-made vs occurrence, tail), state patient fund rules, cyber and HIPAA breach cover, EPLI, property and comp. Nonprofit insurance What nonprofits need: general liability, D&O, EPLI, crime, event and volunteer-driver cover, and what the federal Volunteer Protection Act does not do. Personal trainer insurance What personal trainers need: their own professional and general liability when independent, abuse sublimit questions, client-site coverage and equipment. Pest control insurance Pest control insurance: state liability minimums (CA, FL, TX, MN, IN), pollution and fumigation gaps, termite warranties, and what drives the premium. Pet business insurance What groomers, boarders, sitters and walkers need: animal bailee for pets in your care, GL for bites, vet reimbursement and homeowners policy gaps. Pharmacy insurance What pharmacies need: pharmacist liability, compounding terms, BOP with refrigeration cover, cyber and HIPAA, the DMEPOS bond and license defense. Photographer and videographer insurance What photographers and videographers need: GL for venues, an equipment floater, professional liability for lost images, and drone and workers comp issues. Physical therapist insurance PT practices: professional liability with license defense, abuse sublimits, BOP, cyber and HIPAA, comp for lifting injuries and the DMEPOS bond exception. Private school insurance What private schools need: property, general liability, abuse and molestation, educators legal liability, student accident, buses, workers' comp and cyber. Property manager insurance What property managers need: E&O, general liability, crime and fidelity cover for owner funds, hired auto, and how to be named on owners' policies. Real estate agent insurance What agents and brokerages need: E&O (mandatory in states such as Colorado, Idaho, Iowa and Kentucky), wire-fraud cyber and crime, GL, hired auto and the BOP. Salon and barbershop insurance What salons and barbershops need: professional liability for chemical and service claims, GL for slips, and a clear plan for booth renters versus employees. Software and SaaS company insurance What software and SaaS companies need: tech E&O with cyber, D&O, EPLI and crime, and the limits that enterprise customers and investors require. Staffing agency insurance What staffing agencies need: comp for placed workers, alternate employer endorsements, EPLI with third-party cover, staffing E&O and client contract terms. Veterinary practice insurance What vet clinics need: veterinary professional liability, animal bailee, license defense, property, workers' comp, and what boarding or mobile care adds.