Install
Property industries
- Construction and trades 10
- Food and hospitality 8
- Retail and e-commerce 5
- Professional services 8
- Technology and media 4
- Healthcare 8
- Transportation and auto 6
- Real estate 5
- Personal services and fitness 6
- Manufacturing and wholesale 3
- Nonprofits and institutions 3
- Agriculture 1
- Security and staffing 2
Bakery insurance Insurance for retail and wholesale bakeries: GL and product liability for allergens, oven and mixer breakdown, spoilage, delivery vehicles and workers' comp. Brewery, winery and distillery insurance Insurance for craft breweries, wineries and distilleries: product liability and recall, taproom liquor liability, stock and spoilage, fire, and federal bonds. Church insurance What churches need: property at replacement cost, general liability, abuse and molestation cover, pastoral counseling, workers' comp, volunteer driving and D&O. Coffee shop insurance What coffee shops and cafes need: GL with hot-beverage claims, property and equipment breakdown, spoilage, comp, and roasting or wholesale add-ons. Condo and HOA insurance What condo and homeowners associations need: master policy, D&O, crime and fidelity, liability, plus lender rules and Florida reserve and inspection laws. Farm and ranch insurance Farm policies versus commercial coverage, crop insurance, equipment and livestock, workers' comp exemptions by state, H-2A rules and agritourism statutes. Food and beverage manufacturer insurance What food and beverage makers need: products liability, contamination and recall cover, spoilage and breakdown, FSMA preventive controls, retailer limits. Hotel and motel insurance Insurance for hotels, motels and inns: property and business income, guest liability, innkeepers coverage, comp, liquor, cyber and franchise requirements. Jewelry store insurance Why jewelers use a jewelers block instead of a standard property form, and how theft, customers' goods, shipping and security warranties work. Landlord insurance What landlords need: a DP-3 or commercial property policy, liability, loss of rents, and an answer on habitability and fair housing claims. Retail store insurance What a brick-and-mortar store needs: BOP or package, stock and theft cover, premises and products liability, comp, cyber, and what landlords require. Self-storage facility insurance What self-storage owners need: property, liability, customer-goods and crime cover, how tenant protection plans differ from insurance, and the lien-sale rules. Short-term rental insurance What short-term rental hosts need: a policy written for nightly rental, liability beyond Airbnb's program, and the proof of insurance some cities require. Wholesaler and distributor insurance What wholesalers and distributors need: products liability, vendor's endorsements, stock and warehouse property, fleet and cargo, forklift injuries, FDA duties.