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The Cyber Market terms
Capacity, pricing and appetite.
First-party coverageInsurance that pays the policyholder directly for its own losses, such as damaged property or breach response costs, rather than defending claims by others.Third-party coverageInsurance that pays defense costs and damages when an outsider, such as a customer, patient or regulator, makes a claim against the policyholder.War exclusionA clause removing losses caused by war, military action and similar hostilities, which cyber policies now stretch to attacks backed by a nation-state.