Healthcare Costs tools

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Health and Benefits

Group health insurance cost and affordability calculator Totals what a group health plan costs you and your employees, then tests employee-only affordability against the ACA safe harbors for 2026 or 2027. Small business health care tax credit calculator Estimates the IRC 45R credit the way Form 8941 does: up to 50% of premiums (35% for tax-exempt employers), reduced by the FTE and average-wage phase-outs.

Every tool runs in your browser. Nothing you type is sent to this site; a few checklists can save your progress in your own browser when you press Save.