Group Health tools

All tools

Regulation

ACA employer mandate (ALE) calculator Tells you whether last year's headcount makes you an applicable large employer and estimates the 4980H(a) and 4980H(b) payments you could face in 2026 or 2027.

Health and Benefits

Group health insurance cost and affordability calculator Totals what a group health plan costs you and your employees, then tests employee-only affordability against the ACA safe harbors for 2026 or 2027.

Every tool runs in your browser. Nothing you type is sent to this site; a few checklists can save your progress in your own browser when you press Save.