Find a business insurance broker

How to use it

1. Your state. The tool shows how to check a producer's license there, the state insurance department with its website and consumer line, and a link to that state's business insurance rules.
2. Your industry (optional). Adds the brokers whose profiles list a specialty in your industry's sector, and the insurers whose profiles name your industry, with a link to the industry guide.

Nothing is sent anywhere. It is a lookup over this site's own records.

What it shows

Checking a license. Anyone who sells, solicits or negotiates insurance in a state generally needs that state's producer license, and the state where the business is placed decides. The steps:

1. Ask for the producer's name as licensed, their national producer number (NPN) and the agency's name.
2. Search for them on NIPR, the National Insurance Producer Registry, at nipr.com. It is the NAIC affiliate through which producers apply for licenses and states and carriers verify them.
3. Or use the state insurance department's own license search. The department, not NIPR, is the licensing authority.
4. Confirm the license is active, held in your state (resident or nonresident), and carries the lines of authority you need: property and casualty for business insurance, and accident and health or life for benefits.

A broker who places coverage with a non-admitted insurer also needs a surplus lines license. See producer licensing for agents and brokers.

Large brokers that work nationally. The global and national brokers in our broker profiles, with headquarters, phone and website. These firms have offices across the country, but the office and producer handling your account are what matter: ask who they are, and check that producer's license. Wholesale brokers are listed separately because they work through your retail agent or broker, not with businesses directly (wholesale brokers and surplus lines placement: how hard risks get insured).

Your industry. Two lists:

• Brokers. A broker appears when one of the specialties in its profile names your industry's sector. Construction, health care, transportation, real estate, hospitality, nonprofits and technology are the sectors our profiles name.
• Insurers. An insurer appears when its profile or the industry guide names it for your industry. The list is sorted by 2025 U.S. commercial premium rank, largest first, with unranked insurers after. Most of them sell only through agents and brokers, so the useful question is which of them your broker can reach.

How the data is kept current

States come from the state guides through the site's own data. Brokers, industries and insurers are compiled from their profiles by a script in the site's tools whenever a profile changes. Nothing in the lists is typed in by hand. A fact a profile does not carry shows as a dash.

Assumptions and limits

• Not a referral or an endorsement. No broker or insurer is ranked or recommended. The national list is not every broker licensed in your state: independent local agencies, regional brokers and direct writers also serve businesses (independent agent, broker, captive agent or direct?).
• Industry matches are only as good as the profiles. A broker with a strong practice in your industry may not list it as a specialty. Ask any broker how many clients they have in your industry, and which insurers they place them with.
• Licenses change. Check the license yourself, on the day you hire. Brokers also buy and sell agencies often, so confirm who owns the agency.

Before you choose, read how to choose a commercial insurance broker, the largest commercial insurance brokers, ranked by 2025 revenue and state insurance departments and what they can do for businesses.