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News
Tribunal ruling reinforces substance over form in insurance
3+ hour, 49+ min ago (497+ words) Businesses cannot avoid insurance regulation merely by describing risk-transfer arrangements as contractual benefits, protection mechanisms, or extensions of common law liability, according to a commentary by Eben Smit, a director, and Phetha Mchunu, an associate, in Cliffe Dekker Hofmeyr’s Corporate…...
Medihelp’s turnaround: How the scheme rebuilt its business before its balance sheet
1+ mon, 4+ day ago (1189+ words) How does a medical scheme recover after falling below the statutory solvency requirement? For Medihelp, the answer did not begin with its balance sheet. It began with claims. The scheme’s 2025 annual results, released on 25 June 2026, show a financial turnaround that…...
Momentum lifts earnings as new business volumes rise across key divisions
1+ mon, 3+ week ago (1312+ words) Momentum Group reported stronger earnings and higher new business volumes for the nine months to the end of March 2026, but it said pressure on new business margins persisted as the product mix in parts of the business continued to shift....
Momentum expands group cover access for HIV-positive members
2+ mon, 1+ week ago (329+ words) Momentum Corporate has expanded its group risk underwriting approach to allow certain HIV-positive members to access insurance cover above the Free Cover Limit (FCL), in a move the insurer says reflects improved medical outcomes and evolving underwriting practices. The change,…...
Trust is an insurance broker’s ‘moat’ in the digital era
2+ mon, 2+ week ago (1132+ words) When Santam’s Fanus Coetzee (pictured) addressed delegates at the recent PSG Annual Conference, his message centred on a hardening reality for brokers and advisers: product and price are no longer enough to secure relevance. “The days when product at a…...
Global Vitality businesses gain momentum as AI platform moves into deployment
4+ mon, 3+ week ago (1170+ words) International operations at Discovery showed stronger momentum in the six months to 31 December 2025, with the group’s Vitality global composite increasing normalised operating profit by 41% to R2.12 billion. The improvement reflected a recovery in the United Kingdom, continued expansion in China, and…...
Santam underwriting surge lifts profitability well above targets
4+ mon, 3+ week ago (1411+ words) Santam has delivered one of its strongest underwriting performances in years, with margins exceeding target levels and return on capital approaching 30%. The insurer released its results for the year to the end of December 2025 on 9 March, reporting strong growth across…...