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News
Underinsurance often starts with the premium, not the peril
4+ day, 15+ hour ago (572+ words) A softening commercial property market hands clients something they have not had for most of the past decade: room in the insurance budget. What happens to that room at renewal is the decision that gets tested years later, at claim…...
'Not sustainable': Some U.S. small businesses forced to drop health-insurance coverage amid skyrocketing costs
5+ day, 16+ hour ago (345+ words) Some American small businesses are being forced to drop health insurance coverage amid the nation's ongoing affordability crisis. In 2025, just 51% of firms with 10 to 24 employees offered health benefits, while 97% of firms with at least 200 workers did so, according to KFF....
Dip in numbers of consumers with health insurance, watchdog data reveals
6+ day, 9+ hour ago (404+ words) For the first time in more than six years the number of people with private health insurance has fallen marginally, quarterly data from the sector’s watchdog has shown. The Health Insurance Authority’s (HIA) latest quarterly bulletin said that while there…...
Lake Township Chamber explores small-business health plans
1+ week, 13+ hour ago (959+ words) Get local news, sports and community events delivered free every Thursday. Select one or more newsletters, then complete your signup. The Lake Township Chamber of Commerce held its first September MorningCONNECTIONS meeting Wednesday, Sept. 2, with Rachel Prior, a benefits consultant…...
PICC Group’s life and health growth trails peers
1+ week, 4+ day ago (218+ words) Health new business value advanced just 1% during the period. PICC Group faces weaker growth in its life and health businesses and the risk of higher catastrophe losses, even as its property and casualty operations recorded better underwriting results in the…...
Health insurance costs projected to spike next year by 8.2 percent
1+ week, 4+ day ago (107+ words) Health insurance costs projected to spike next year by most in two decades The Washington Post Employers predict an average 8.2% increase in the cost of their insurance plans. Workers will shoulder some of the cost. A survey of employers predicts…...
Tax hikes coming, say new reports - what it means for insurance professionals
1+ week, 4+ day ago (872+ words) Andy Burnham used his first Prime Minister's Questions on Tuesday to refuse, twice, to rule out raising taxes or borrowing more at next month's Budget. It came on the same day UK government borrowing costs hit their highest level since…...
Employee benefits navigation gap is costing employers millions
1+ week, 6+ day ago (848+ words) US employers are spending up to $20,000 per employee each year on health plans but investing less than $10 per employee communicating those benefits. John Tournet, senior vice president of benefits consulting at Arthur J. Gallagher & Co. in Chicago, says that imbalance is…...
Responsible insurance use is key to protecting our shared healthcare benefits
2+ week, 10+ hour ago (563+ words) In many organisations, employees frequently assume that employer-sponsored insurance can support unlimited medical claims without consequence. This is a misguided misconception. The reality is that insurance is a shared ecosystem, and therefore misusing a policy does not just hurt the…...
The insurance workforce gap is already costing carriers renewals
2+ week, 3+ day ago (474+ words) Retiring adjusters and thin talent pipelines are straining carrier teams just as policyholders expect faster, more accurate claims payments A car gets totalled on a Friday night. Saturday morning, the policyholder calls to ask when her claim payment will land....