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The Reinsurers guides
The Bermuda insurance and reinsurance marketWhy Bermuda is a global hub for property catastrophe reinsurance, captives and cat bonds, its regulation and 15% tax, and how it affects U.S. business buyers.Fronting arrangements and fronting carriers: how they workA fronting carrier issues the policy on its paper while a captive or reinsurers carry the risk. Fees, collateral, credit risk and what the policyholder sees.The world's largest reinsurers: 2026 rankings and what they meanAM Best's 2026 ranking of the world's largest reinsurers, with Munich Re first, how to read it, and why the names matter when you buy U.S. commercial coverage.How Lloyd's of London works: syndicates, brokers and what it means for youLloyd's is a marketplace of syndicates, not one insurer. How it works, who backs a policy, its 2025 results and ratings, and how U.S. firms buy Lloyd's cover.Treaty vs facultative reinsurance: how insurers share riskTreaty reinsurance covers a whole book automatically; facultative covers one risk by negotiation. How each works, a worked split, and what it means for buyers.What is reinsurance, and why it affects your business premiumReinsurance is insurance for insurers. How treaty and facultative cover work, how it limits what your carrier will write, and how it shows up in your renewal.