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Startups and Funding guides
Insurtech and small business insurance: what changed and what didn'tInsurtechs changed how small businesses quote, bind and service coverage, not the policy forms or claims rules. How to tell carriers, MGAs and agencies apart.Full-stack insurtechs vs MGAs vs digital agenciesHow to tell whether an insurtech is a carrier, an MGA or an agency, why it matters for claims, ratings and renewal, and where to check on your policy.Insurtech funding: who is raising and whyGallagher Re data on insurtech funding through Q2 2026, the shift to AI, the drop in early-stage deals, and what the money means for business insurance buyers.Managing general agents (MGAs): what they are and what they mean for buyersAn MGA underwrites and issues policies for an insurer under delegated authority. How MGAs work, what the carrier owes you, and what to check before buying.