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Ransomware Claims terms
Attacks, payouts and exclusions.
Breach coachA privacy attorney, usually from the cyber insurer's panel, who directs the first days of a data breach or ransomware response.Business email compromise (BEC)Fraud in which a criminal impersonates an executive, vendor or client by email to trick an employee into sending money or changing payment details.Cyber extortionA demand for payment backed by a threat to encrypt, destroy or publish your data or disrupt your systems, and the cyber policy coverage that responds to it.Funds transfer fraudCrime coverage for money taken from your bank account by a fraudulent instruction to your bank that you did not send or approve.RansomwareMalicious software that locks or encrypts a victim's data or systems and demands payment for the key, often with a threat to publish stolen files.Social engineering fraudFraud that tricks an employee into voluntarily sending money or data by impersonating a vendor, executive or client, rather than breaking into systems.